100% C.G.A Graded Currency

CURRENCY GRADING & TERMS
GRADING:
First, let's begin by saying the reason we only carry MS graded notes is to gain relief from bias parties. The grading is done by a third party company that has NO self-interest in the grade they assign the note (in other words, they're NOT selling you the note). The currency industry has long been plagued with disagreements on who grades conservatively and whether or not a note has been tampered with. There are people who may disagree with the assigned "certified" grade of a note (especially if they're the one selling it), but the fact remains that certified notes give a sense of consistency and uniformity to the industry, as it did for coins in 1985. You can now purchase a "certified" note with a great deal of confidence!

MS (67):	For the most part, this is as good as it gets! There are, however, a few (68's) in the world (a bison, rainbow, etc.). These notes are considered the Superb Gem ++

MS (66):	It is possible to obtain several notes in (66), especially the lower Denominations. However, you'll see anywhere from 10 to 100 times factor in (65's) over (66's). These notes are Superb Gems!

MS (65):	This is where the serious collector begins his journey. This is the level where GEM starts. This doesn't mean the note is flawless, but it does mean this uncirculated note is very well centered, has a crisp, original, undamaged (no pinholes - aging/fading) - Just as it says, a true Gem!

MS (63/64):	Choice Crisp Uncirculated (ChCu) is usually fresher and brighter than an average Cu note. Must be somewhat well centered (close to even margins), but may not quite make the cut to Gem due to small imperfections.

MS (60/62):	Crisp Uncirculated shows no trace of circulation. Centering may not be perfect, may have pinholes, smudges, wrinkles or a corner tip fold - But not into the design. Very crisp.

MS (50/59):	Almost Uncirculated (AU) appears new, but under examination reveals light use: centerfold, a horizontal fold, or just a light crease. Original paper/good centering.

MS (40/45):	Extremely Fine notes are lightly circulated and may have several folds, but still retains much crispness, should not have any tears, stains, or discoloration's.

MS (20/35):	Very Fine notes have normal circulation qualities. May have folds, creases, and even smudges. A popular grade for inexpensive collecting.

TERMS
LAY-AWAYS:
Lay-aways are available at 1/3 at order, 1/3 - 30 days, 1/3 - 60 days. Lay-away pertains to existing inventory only and are subject to a 10% cancellation fee.

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